HealthWise AI
AI-powered insurance guidance

Find the right health insurance with AI

Compare plans, estimate costs, and get personalized guidance — all in minutes. No confusing jargon.

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HealthWise AI

Ready to help

Should I pick a PPO or an HMO for my family of four?
For families that value flexibility — like seeing specialists without referrals — a PPO is usually the better fit. If you have consistent providers and want lower monthly premiums, an HMO can save you $100–$300/month.
Any recommended plan for my $500 monthly budget?
Yes — I can pull a personalized comparison based on your ZIP…

Everything you need to choose confidently

Tools built to demystify health insurance from your first question to your final decision.

AI Assistant

Ask anything about deductibles, HSAs, PPO vs HMO, or your specific situation.

Cost Estimator

See estimated monthly premiums based on age, state, income, and household.

Plan Comparison

Compare Bronze, Silver, Gold, and Platinum tiers side by side.

Recommendations

Get personalized plan suggestions with clear reasoning.

Learning Center

Bite-sized articles on the fundamentals — no jargon.

Family Planning

Model coverage for spouses and children in seconds.

Estimate your monthly premium in 30 seconds

Answer a few questions — age, state, income, household size — and get an estimated premium across all four metal tiers, plus your likely subsidy amount.

Try the estimator
Bronze
$285/mo
Silver
$425/mo
Gold
$585/mo
Platinum
$745/mo

Real people, better decisions

"I finally understand what a deductible actually is. The AI answered every dumb question I had."

Sarah M.

Freelance designer

"Saved me $2,400/year. The comparison tool showed a Silver plan that fit my family perfectly."

David L.

Small business owner

"The family planner made adding my newborn painless. Recommended a Gold plan I hadn't considered."

Priya R.

New parent

Simple, transparent pricing

Start free. Upgrade when you need more.

Free

$0/mo

Get started with the basics

  • AI Assistant (10 questions/day)
  • Basic learning center
  • Cost estimator
  • Plan comparison
Choose Free
Most popular

Pro

$9.99/mo

Everything you need to choose confidently

  • Unlimited AI conversations
  • Unlimited saved reports
  • Personalized recommendations
  • Advanced estimator
Choose Pro

Premium

$24.99/mo

Deeper analysis for complex needs

  • Everything in Pro
  • Advanced coverage analysis
  • Annual healthcare budget planner
  • Enhanced AI insights
Choose Premium

Agency

$99/mo

For brokers and teams

  • Team accounts
  • Lead management
  • CRM integrations
  • Lead exports
Choose Agency

Frequently asked

Start understanding your options today

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