Compare health insurance plans
Metal tiers describe how costs are split between you and the insurer.
Bronze
Lowest premium, highest deductible
$285/mo
- Deductible$7,500
- PCP copay$40
- Coinsurance40%
- OOP max$9,450
Silver
Balanced cost and coverage
$425/mo
- Deductible$4,500
- PCP copay$30
- Coinsurance30%
- OOP max$8,700
Gold
Lower deductible, moderate premium
$585/mo
- Deductible$1,750
- PCP copay$20
- Coinsurance20%
- OOP max$6,900
Platinum
Highest premium, lowest out-of-pocket
$745/mo
- Deductible$500
- PCP copay$15
- Coinsurance10%
- OOP max$4,500
| Feature | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Monthly premium | $285/mo | $425/mo | $585/mo | $745/mo |
| Deductible | $7,500 | $4,500 | $1,750 | $500 |
| Primary care copay | $40 | $30 | $20 | $15 |
| Specialist copay | $75 | $55 | $40 | $30 |
| Coinsurance | 40% | 30% | 20% | 10% |
| Out-of-pocket max | $9,450 | $8,700 | $6,900 | $4,500 |
| Prescription | Generic $15 / Brand 40% | Generic $10 / Brand 30% | Generic $5 / Brand 20% | Generic $3 / Brand 15% |
| Preventive care | 100% covered | 100% covered | 100% covered | 100% covered |
| Emergency room | 40% after deductible | 30% after deductible | $350 copay + 20% | $250 copay |